Introduction

Welcome to XBancer Payment Limited (“XBancer”, “we”, “us”, “our”). These Terms of Service (“Terms”, “Agreement”) govern your access to and use of our website, products, and services (“Services”). By accessing or using our Services, you agree to be bound by these Terms and any additional terms and conditions and policies referenced herein and/or available by hyperlink.

Use of Services

Eligibility

You must be at least 18 years old to use our Services. By agreeing to these Terms, you represent and warrant that you are of legal age to form a binding contract with XBancer.

Account Registration

To access certain features of our Services, you may be required to create an account with us and provide certain personal information. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Compliance

You agree to use our Services only for lawful purposes and in accordance with these Terms. You will not use our Services in any manner that could damage, disable, overburden, or impair our Services or interfere with any other party’s use of our Services.

Intellectual Property Rights

The Services and their original content, features, and functionality are and will remain the exclusive property of XBancer Payment Limited and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of XBancer.

User Conduct

You agree not to engage in any of the following prohibited activities:

• Copying, distributing, or disclosing any part of the Services in any medium.
• Using any automated system, including robots, spiders, offline readers, to access the Services.
• Transmitting spam, chain letters, or other unsolicited email.
• Attempting to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Services.
• Taking any action that imposes, or may impose at our sole discretion, an unreasonable or disproportionately large load on our infrastructure.
• Uploading invalid data, viruses, worms, or other software agents through the Services.
• Collecting or harvesting any personally identifiable information from the Services.
• Using the Services for any commercial solicitation purposes.
• Impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding, or attempting to hide your identity.
• Interfering with the proper working of the Services.

Payments and Fees

XBancer may charge fees for the use of certain Services. Any applicable fees will be communicated to you prior to their incurrence. All fees are non-refundable, except as required by law.

Termination

We may terminate or suspend your account and bar access to the Services immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms.

Limitation of Liability

In no event shall XBancer, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including, without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Services.

Indemnification

You agree to defend, indemnify, and hold harmless XBancer and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from your use of and access to the Services, or from or in connection with any content uploaded to the Services through your account by a third party.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide at least 30 days’ notice before any new terms take effect. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms, please contact us at:

• Email: info@xbancer.com
• Address: 1238 – 1771 ROBSON ST, VANCOUVER, BC, CANADA V6G3B7
• Phone: +1 (707) 760-7850

These Terms of Service are effective as of [Insert Date] and will remain in effect except with respect to any changes in their provisions in the future, which will be in effect immediately after being posted on this page.